Issue the invoice — watch the money land.
iStartPay generates the payment link, delivers it to the customer over every channel, and collects the card securely with 3D Secure and installments — then marks the invoice "paid" and writes the bank entry by itself. International card schemes, multi-currency and smart routing; all in one engine.
Card payment, in seconds — behind the scenes
One link; a smart routing engine behind it. It routes to the best rate and falls over to the next if one does not answer — card data never rests with us at any step.
Smart routing
The engine routes to the lowest commission rate; if one provider does not answer, it moves to the next. It works by scope — payment link, virtual POS and proforma each on their own lane.
3D Secure & privacy
Payment drops onto the bank's own verification screen. Card number and CVV are never stored with us — they go straight to the licensed payment provider; we only receive the result.
Instant reconciliation
The moment approval arrives, the invoice becomes "paid" and an income entry (doc no = invoice no) is written to the bank account. Even if the page is refreshed, no double entry appears.
An invoice lands — the system collects
A collection's journey end to end — with the steps the real system produces.
One engine: manual "Collect Invoice" and automatic subscriptions share the same line.
The payment link was generated and reached the customer over all four channels.
The customer opened the link, entered the card; the bank verified with 3D Secure. Card data never touched us.
Payment approved — if installments were chosen, the commission was applied per plan.
The invoice turned "paid" and an income entry dropped into the bank account by itself — doc no = invoice no.
One engine, every collection path
From the first link to the bank entry — everything runs on the same collection engine.
One collection engine
Manual "Collect Invoice" and automatic subscriptions use the same engine — TAH-number, link and notification all on one line.
Four-channel delivery
The payment link goes out via SMS, email, QR and in-app — all four. The customer pays from whichever they open.
3D Secure & security
Payment drops onto the bank's verification screen; card data is not stored with us — it goes straight to the licensed payment provider.
Installments · 1–12 months
Installment options by provider and rate; you or the customer can cover the commission.
Smart routing
The engine routes to the best rate; if one provider does not answer, it moves to the next — by scope (link · POS · proforma).
Multi-currency
₺ · $ · € · £ — invoices in foreign currency, rates daily from TCMB. The amount is frozen the moment it is issued.
Subscriptions & recurring
Monthly / quarterly / yearly automatic invoice + payment link + a 7-point reminder timeline; if auto-renew is off, it only notifies.
Auto reconciliation
On payment the invoice becomes paid and an income entry (doc no = invoice no) is written to the bank — no double entry.
World-standard payments — card data is not on our server
International card schemes, bank-verified 3D Secure and multi-currency. The card number never reaches our server at any step — it goes straight to the licensed payment provider.
Card data goes straight to the licensed payment provider — we only receive the result (approve / decline). The card-data liability is not on us; that keeps you and your customer safe.
Turn your invoice into cash today.
14 days free — no card required.
Pick a plan that includes collection on the pricing page and send your first link in minutes.