A cheque arrives — the debt drops, the due date is tracked
Cheques and promissory notes, received and issued, in one portfolio. Snap a photo and the fields fill in; the customer's balance drops, while your cash only moves when the money reaches the bank. It reminds you as the due date nears — endorsement, collection and bounces recorded step by step.
The whole journey of a cheque or note — from portfolio to collection
It shares data with the core modules: a received cheque posts to the customer's account, collected money to the bank, an endorsed document to the supplier's account by itself — no Excel ledger, no double entry.
Received & Issued Portfolio
Cheques and promissory notes taken from customers and given to suppliers in one list: for collection or as collateral, in lira or foreign currency — the rate is locked when you record it. Portfolio total, open issued items and this week's maturities at a glance.
Auto-fill from a Photo
Upload a photo of the document; iStartPay AI reads the bank, branch, cheque number, amount, due date and drawer and fills only the empty fields. If the amount in figures doesn't match the words, it warns you — you approve the record.
Account Bridge — Kept out of Cash
When a cheque enters the portfolio, the customer's balance drops but it stays out of your cash total; money reaches cash only when it is collected into the bank. If it bounces, the debt reopens with a reversing entry — history is never deleted.
Endorse, Collect, Bounce — Step by Step
Where the document is (portfolio, bank, endorsed, lawyer) and what became of it (pending, collected, bounced, protested) are tracked separately; every step goes into the movement history, and a closed document is locked.
Due-Date Reminders & Portfolio Pulse
Reminders go out 7, 3 and 1 day before the due date, on the day and when it is overdue — this week's maturities, overdue and bounced items and risk piling up on one account sit at the top of the panel, no follow-up missed.
Slips, Rediscount & Excel Import
A signed A4 transmittal slip for documents handed to the bank for collection or as collateral, or endorsed over to a supplier; VUK 281/285 rediscount calculation (you enter the rate); bring your Excel cheque ledger over in bulk with the CSV template.
A photo of the cheque — the form is filled in seconds
No typing a stack of cheques one by one. Upload a photo of the document; iStartPay AI reads the bank, cheque number, amount, due date and drawer and writes them into the empty fields — you approve the record.
No typing, no copying — snap, read, approve
Set up, run, close
Photograph the cheque or enter it by hand.
- Auto-fill from a photo
- Front + back images
- Bulk import from Excel
Pick the account — the debt drops, cash waits for collection.
- Customer debt drops
- Stays out of the cash total
- Portfolio note on the reconciliation letter
The due date nears, the system tells you.
- Reminder 7 · 3 · 1 days before
- Due this week
- Warning when one account piles up
To the bank or endorsed over, with a slip.
- Collection · collateral · endorsement
- Signed A4 slip, 2 copies
- Bulk "delivered"
Collected, paid or bounced — on record.
- Collected: money to the bank
- Bounced: the debt reopens
- Closed documents lock
No missed due dates, no lost cheques — your portfolio is always current.
14 days free — no card required.
Pick a plan that includes this module on the pricing page and start right away.